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7 Financial Mistakes to Avoid During the Ongoing COVID-19 Pandemic

Unquestionably, the current COVID-19 pandemic has left a big dent in the history books, but a bigger one for our day-to-day, for most of us, is the mental and financial strain. The only solution to...

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How the Younger Generation Can Financially Accelerate Towards Retirement

I am already in my 30s. And while I am comfortable with my current financial status, I could certainly be doing better, if I knew better (when I was younger). Also, my definition of “younger...

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What Are Fractional Shares? Everything You Need to Know

What are fractional shares? The definition of fractional shares is true to its name where you can buy a fraction, or a part/portion of a share, as opposed to purchasing the entire full share. For...

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What Is a Dividend Reinvestment Plan and How Does It Work

What is a Dividend Reinvestment Plan and how does it work? Dividend Reinvestment Plan, short for ‘DRIP,’ is an innovative concept that enables investors to automatically reinvest their cash dividends...

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How Do Credit Card Minimum Payments Work

Credit Cards have become one of the requisites for proving your financial stability and creditworthiness while also providing boundless convenience in terms of shopping online and physically. It’s a...

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How To Get Approved for Amex Platinum Card®

Tantamount to an elevated societal status, securing an Amex Platinum Credit Card is perhaps the most coveted. And while it may feel this card is out of reach, it isn’t as hard as you may imagine —...

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What Is SafeKey® by American Express?

Banking and finance institutions constantly face online threats where cybercriminals are on the hunt to trick into bypassing the defense & safety systems. Because of that, organizations develop,...

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What Is Pay With Points at Checkout by American Express

Out of the multiple ways to redeem American Express membership rewards points, one of the convenient ways is to utilize them to shop from their partner brands — while checking out products online....

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What Is Amex No Preset Spending Limit?

Distinct from regular credit cards where you know your credit limit, the no preset spending limit credit cards from American Express do not have a spending threshold. Meaning, you aren’t restricted by...

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What Is “Cash Advance” on Credit Cards and How Does It Work?

A cash advance is a withdrawal of cash from your credit card’s credit line — if allowed. Typically, a cash advance can be executed: At an ATM, if your credit card has a PIN or can be assigned one. With...

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What Are Amex Offers & Benefits?

American Express claims that in 2020, eligible card members who participated in their “Amex offers” received more than $180 million back in statement credits — after making qualifying purchases. But...

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